Privacy Policy

Your privacy matters to us. Here's how we protect and manage your personal information when you use theronivalqa's financial management services.

Last Updated: March 15, 2025

Information We Collect

When you use theronivalqa's finance control platform, we collect several types of information to provide you with personalized financial management services. This includes information you provide directly and data we gather automatically through your interactions with our platform.

Personal Information You Provide

  • Contact details including your name, email address, and phone number
  • Financial account information necessary for budget tracking and expense categorization
  • Identity verification documents as required by Australian financial regulations
  • Communication preferences and support inquiries
  • Survey responses and feedback about our services

Automatically Collected Information

Our platform automatically collects certain information about how you interact with our services. This includes your IP address, browser type, device information, and usage patterns within the application. We use this data to improve our platform's performance and identify potential security issues.

Banking Data: We only access transaction data that you explicitly authorize through secure, encrypted connections. We never store your banking login credentials on our servers.

How We Use Your Information

Your information helps us deliver effective financial management tools while ensuring your data remains secure. We process your personal information for specific, legitimate purposes that directly benefit your experience with theronivalqa.

Purpose Data Used Legal Basis
Account management and service provision Contact details, financial data Contract performance
Regulatory compliance and fraud prevention Identity verification, transaction patterns Legal obligation
Platform improvement and analytics Usage data, performance metrics Legitimate interest
Customer support and communications Contact information, service history Contract performance

We don't sell your personal information to third parties or use it for advertising purposes. Our business model relies on subscription fees, not data monetization, which means your privacy remains our priority rather than a competing interest.

Data Sharing and Third Parties

theronivalqa works with selected service providers to deliver our financial management platform effectively. We maintain strict agreements with these partners to ensure your information receives the same level of protection you expect from us directly.

Service Providers We Work With

  • Cloud hosting providers for secure data storage and platform availability
  • Payment processors for subscription billing and transaction handling
  • Authentication services for secure login and identity verification
  • Analytics tools that help us understand platform performance (data is anonymized)
  • Customer support platforms for efficient query resolution

These providers can only access information necessary for their specific function and cannot use your data for their own purposes. We regularly audit their security practices and data handling procedures to maintain compliance with Australian privacy standards.

We may disclose your information if required by Australian law enforcement or regulatory authorities, but we'll notify you unless legally prohibited from doing so.

Your Privacy Rights

Under Australian privacy law and our commitment to transparent data practices, you have significant control over your personal information. These rights ensure you can make informed decisions about your data and how we use it.

Access and Correction

You can request a copy of all personal information we hold about you at any time. If you notice any inaccuracies, you can ask us to correct them immediately. Most account information can be updated directly through your theronivalqa dashboard, but we're happy to assist with more complex requests.

Data Portability

If you decide to move to another financial management platform, we'll provide your data in a structured, commonly used format. This includes your transaction categories, budget configurations, and historical financial data you've imported to theronivalqa.

Deletion and Restriction

You can request deletion of your personal information, though we may need to retain certain records for regulatory compliance. We'll explain any retention requirements and delete everything else within 30 days of your request.

How to Exercise Your Rights: Send your request to privacy@theronivalqa.com with your account email address. We'll verify your identity and respond within 7 business days for most requests.

Data Security Measures

Protecting your financial information requires comprehensive security measures that address both technical threats and human factors. We've implemented multiple layers of protection to safeguard your data throughout its lifecycle on our platform.

Technical Safeguards

  • End-to-end encryption for all data transmission and storage
  • Multi-factor authentication required for all account access
  • Regular security audits by independent cybersecurity firms
  • Automated threat detection and response systems
  • Secure data centers with physical access controls and monitoring

Operational Security

Our team undergoes regular security training and follows strict protocols for accessing customer data. We maintain detailed logs of all data access and conduct monthly reviews to ensure compliance with our internal policies.

In the unlikely event of a security incident affecting your personal information, we'll notify you within 72 hours and provide clear guidance on protective steps you should take.

Data Retention and International Transfers

We retain your information only as long as necessary to provide our services or meet legal requirements. Different types of data have different retention periods based on their purpose and regulatory requirements.

Retention Periods

  • Account information: Retained while your account is active plus 7 years after closure
  • Transaction data: Retained for 7 years to meet Australian financial record requirements
  • Support communications: Retained for 3 years for service improvement
  • Marketing preferences: Retained until you withdraw consent
  • Analytics data: Anonymized and retained for statistical purposes

International Data Transfers

While we primarily store data within Australia, some service providers may process information overseas. When this occurs, we ensure adequate protection through contractual safeguards and only work with providers in countries with equivalent privacy protections.

We never transfer data to countries without adequate privacy protections, and you can request information about where your specific data is processed at any time.

Privacy Questions or Concerns?

If you have questions about this privacy policy or how we handle your personal information, we're here to help. You can reach our privacy team directly for assistance with any data-related requests.

Email: privacy@theronivalqa.com Address: Level 2/126 Margaret St, Brisbane City QLD 4000, Australia Phone: +61863045525

For general inquiries about theronivalqa's financial management services, contact us at info@theronivalqa.com